Cost and deadline
Explain the amount you need to explore and the timing of the underlying business expense.
Business financing referrals · Owner-operated businesses
Put your operating priorities into a practical funding budget.
As an owner, you may be weighing equipment, stock and day-to-day costs at the same time. Separate those needs so the funding request explains which expense matters now.
Owner-operated businesses · funding preparation
Understand the cost of the next step
Keep business receipts and expenses distinct from personal withdrawals. That separation makes the request clearer and helps assess whether proposed repayments fit the operation.
Sending your details
The path through the application
Revenue and history
Give the monthly revenue range, time in operation and approximate credit range requested in the form.
Permission and verification
Check the legal and contact-consent details and confirm access to your phone to submit the application.
Uses to discuss
Start with a specific business purchase
Equipment
Start with a quote for the equipment the business will actually use. Include setup and replacement costs while keeping personal purchases outside the request.
Inventory
Describe the stock needed for normal trade or a confirmed new opportunity. Use supplier terms and current inventory to estimate the purchase.
Operating capacity
Additional help, premises and routine bills may create a defined cash gap. List the business obligations and the period the requested funds would cover.
Set out the request
Start with accurate business information
Use your operating records to answer the revenue and business-history questions as accurately as possible.
- 01The intended use, budget and expected purchase date
- 02Business operating history and monthly income range
- 03Your trading name, field of work and credit range
- 04Owner information and access to the verification phone
Know how referrals work
Your questions about business funding referrals
What is the relationship with providers?
Your request can be referred to a maximum of five funding partners through the sale of your application information. Partners compensate us even when financing is not provided, and we do not ask you to pay an application fee.
What happens during provider review?
Completing the application is separate from receiving a funding decision. Providers determine which requests they can consider and what obligations an offer would carry.
How does provider processing work?
There is no fixed funding time offered through this referral page. The provider’s checks and contractual requirements control when any financing can proceed.
What does the contact consent cover?
Use the linked policies to understand the referral and handling of application information. The form separately explains partner communications and requires mobile verification.
Set out your funding plans
Start a request for your planned business costs
Start a request using the costs you have identified and the business information needed for review.